Fixing credit report mistakes a DIY job

From FTC.com:

Your Rights Regarding Credit Repair

"No one can legally remove accurate and timely negative information from a credit report. The law allows you to ask for an investigation of information in your file that you dispute as inaccurate or incomplete. There is no charge for this. Some people hire a company to investigate on their behalf, but anything a credit repair clinic can do legally, you can do for yourself at little or no cost."

Fix your own bad credit yourself. Find how to do it at
www.findhow2.com/repair-credit.html

Favorite "credit repair" books available from Amazon.com:


BestCredit: How to Win the Credit Game, 2nd Edition

Credit Repair

Credit Repair Kit For Dummies (For Dummies (Business & Personal Finance))

The Insider's Guide to Credit Repair

"Bad Things Happen to Good People." "Your Credit = Your Life, Fix It Now!" The Complete Self-Help-Kit for Credit Repair and Money Management. The Insider's Solutions to all your Credit-Problems. w/CD.

How to get better credit

Links to help you get a better credit score:


Google search results


This book could help you rebuild good credit:


Live Better, Spend Less, and Save More: Spending and Saving: How to Get Credit and Your Money to Work for You

New consumer credit protection rules coming in February 2010

After 6 years of wrangling and delays, finally, the Federal Trade Commission and the Federal Reserve have instituted consumer credit protection rules, originally required by Congress way back in 2003. Both agencies published these important regulations, that they now claim will safeguard loan applicants from overcharges on interest rates stemming from errors and outdated information lurking in their credit bureau files.
We applaud these changes. They are late. But they are necessary. Now, hopefully, people will have better protection for their credit reports and will not be victimized by mistakes that get into the credit reports, mistakes which affect their credit score.

Here is a new article summarizing the changes: www.washingtonpost.com

More in-depth help here: www.findhow2.com/repair-credit.html

Helpful books from Amazon.com:


Credit Scores and Credit Reports 3rd ed: How The System Really Works, What You Can Do (Credit Scores & Credit Reports: How the System Really Works,)

The Road to 850: Proven Strategies for Increasing Your Credit Score