One good question found at the www.AnnualCreditReport.com website revolves around timing to pull all 3 credit scores:
Great question: I've always wanted to get a "snapshot" of my credit all at the same time to compare the different reports. There could be a blemish in one report which isn't showing up in the other two credit reports, and there's no way to know it until you've applied ... and gotten turned down ... for a new loan. Then it's a pain to tackle restoring that credit report. Wasted time.
My take: better to order all three major credit reports at the same time. Review the reports for accuracy. If you find errors or outdated entries, take steps to dispute the credit reports.
More free tips can be found at http://www.findhow2.com/repair-credit.html
Amazon.com has this unique title available:
Free Credit Report: Credit Reporting Agencies and Credit Repair
Q: Should I order all my credit reports at one time or space them out over 12 months?
A: You are entitled to receive one free credit report every 12 months from each of the nationwide consumer credit reporting companies through the Central Source. It is entirely your choice whether you order all three credit reports at the same time or order one now and others later. The advantage of ordering all three at the same time is that you can compare them. (However, you will not be eligible for another free credit report from the Central Source for 12 months.) On the other hand, the advantage of ordering one now and others later (for example, one credit report every four months) is that you can keep track of any changes or new information that may appear on your credit report. Remember, you are entitled to receive one free credit report through the Central Source every 12 months from each of the nationwide consumer credit reporting companies – Equifax, Experian and TransUnion – so if you order from only one company today you can still order from the other two companies at a later date.
