I've been sounding the alarm for years: your credit score is precious. It affects every part of your life. Why people don't pay more attention to fixing their credit is astounding.
Maybe they like paying more money for car insurance, or a higher interest rate on home , boat and auto loans, or worrying that their credit card company might jack up their interest rates anyday now.
Your credit score is much like the references that you post on your resume when you are looking for a new job, and when you apply for new credit, bad credit returns bad results.
Higher credit score, the lower the risk, so the argument goes with lenders.
Is it true? You may not like to hear this, but the statistics bear them out: Yes, people with high credit generally pay their bills on time.
But what we're focusing on here are the ERRORS lurking in your credit report, and it's still real simple to find them, dispute them, and get them deleted.
Can you recall the last time you checked your credit report? If not, don't despair, you an still get a free copy of your credit report from each of the major credit reporting bureaus from the web site annualcreditreport.com.
We've included some free sample dispute letters that you can copy and paste to challenge errors you may find in any of your credit reports. You'll find them at:
No comments:
Post a Comment