Credit freeze protects credit, thwarts ID thefts

Hooray for Texas!
Texas joined 34 other states this past weekend giving consumers the right to freeze their reports without first having to be victims of identity theft.
The process is simple: when you freeze your credit report, an identity thief is shut out from getting hold of your credit because the creditor can't check your credit history. It's locked up tight.
Practically no lenders I know of will lend out money without first performing even a bery basic credit check. Thus, freezing your own credit has been proclaimed one of the best ways to protect yourself from identity theft at this time.
Before this legislation became effective at the first of September 2007, Texans could not freeze their credit reports unless they were already victims of identity theft, as they had to wait for a crime to occur before they could take steps to protect themselves.
As Texans might put it: Kind of like locking the barn after the horse has gotten out.
Read the full account in the online version of the Dallas Morning News:
http://www.dallasnews.com/sharedcontent/dws/bus/columnists/pyip/stories/DN-moneytalk_03bus.ART.State.Edition1.35aa55a.html
Now, if the other 16 states will just get onboard and allow ALL consumers the right to protect their credit.