Restoring good credit just 4 steps away

Restoring good credit is simple. The national credit score is below 700 -- the FICO score lenders want to make a home mortgage loan or a home equity loan.
You can get a higher credit score yourself if you make the effort to follow these 4 simple rules:
1. Lower your debt -- your credit score will suffer if you carry too much debt. Cut it down.
2. Pay your bills on time. Late payments hurt your credit score. And they are easy to avoid with simple planning habits.
3. Keep your credit card, home equity loan and installment loan balances low in relation to available credit.
4. Dispute errors that crop up in your credit report.

For more free online advice, visit:

Credit repair tips -- Free tips on how to fix errors in your credit history yourself.
Improving your credit score -- How to improve your own FICO credit score.
How to get your free credit report -- How to get your free credit report online.
How to dispute and remove errors from your credit report -- How to dispute errors that you uncover in credit reports to restore your good credit.

Bonus: How to deal with debt....
Reducing debt helps you regain control of your life. You have more money to stay current on your monthly bills, plus you'll have more money to save and invest for your retirement. In any case, reducing your debt helps you have more money to have more fun!
Read our free report:
6 steps to get out of debt -- You can get out of debt yourself. This free report tells you how.