What's wrong with your credit?

There are a few basic steps to cleaning up your credit reports to boost your ability to borrow money for investments, long-term beneficial purchases, college education, a new car or a new home. Follow our free tips for rebuilding credit scores by 60-90 points.
When something is wrong with your credit, then this info regarding repairing and raising your credit score will lead you step-by-step through these easy to learn procedures:
Step #1 -- Request credit report from each credit reporting agency in your area.
Step #2 -- Dispute all inaccurate entries in writing and mail to respective agencies.
Step #3 -- Review updated credit reports you'll receive in 60-90 days. Detect any items which were not removed into another letter (basically repeting Step #2 until erroneous entry has been removed.) Mail this letter 120 days from last updated report you receive.
Step #4 -- If all else fails, you can write a 100-word statement entry that explains your side of the story for entries you cannot get removed by any other means.
There is power in dispute letters when you send them to the credit bureaus. Learn how to write letters to fix bad credit scores at http://www.findhow2.com/repair-credit.html

Free sample letters dispute credit

We get a lot of requests for free sample letters people can use to dispute derogatory bad credit entries in their credit reports.
We've assembled some easy to use sample letters on our website:
http://www.findhow2.com/repair-credit.html
All you need to do is copy and paste into your favorite word processer this copy, customize the letter to fit your circumstances, and print off 2 copies -- one for yourself, one for the creditor or agency you are writing. It's best to keep a copy for yourself. Yes, I know, you can always print off a separate copy from the saved file on your computer. But my experience has shown me that if I do have a printed copy in a file, and I put ALL of my correspondence in that one file, with the notes of who I spoke to on the telephone, the date I mailed those letters, the dates I received updated credit reports, etc., then I can quickly track the credit repair progress.
I recommend that you send these letters to the CRA's and to your creditors registered return receipt mail, as then you will have a record of (1) the exact date you mailed the letters, and (2) the exact date of receipt and the signature of the person who signed for the letter.